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Having a bad credit rating is not ideal. However, it does not necessarily mean that you will not be able to apply and avail for a loan. Having a bad credit rating should not be a hindrance to finance your first car. You can manage to get loan with flexible payment if you have a down payment. Below are some tips that will be helpful for you.

Find a reputable car dealer
Car dealers are interested to make profits and they will entice you to apply for a loan. Find a car dealer that will help you find financing your car since they are keen to have a sale.

Do some research
Internet has a vast source of information for many loan companies. There are now many loan companies that offer online application. Contact and ask the company to get more information.

You can get loan much easier if you have a good credit rating.